Montenegro is a popular destination not only for tourists but also for medical tourists and expats choosing this country for living. In this article, we will explore how the healthcare system in Montenegro is organized, where to seek help, and what to pay attention to.

1. Healthcare System in Montenegro

Public Healthcare

• Free for citizens of Montenegro and foreigners with residence permits.
• Funded through mandatory health insurance (contributions are paid by employers and citizens themselves).
• Service level is average: there are queues, and the latest equipment is not always available.

Where to Seek Treatment?

• General hospitals (in Podgorica, Nikšić, Budva, Bar).
• Specialized clinics (e.g., cardiology in Kotor).

Private Healthcare

• More modern equipment and service.
• Paid for everyone, but prices are lower than in Western Europe.
• Popular clinics: “Avicena” (Podgorica), “Sinai” (Budva), “Medan” (Bar).

2. How to Access Medical Assistance as a Tourist?

Insurance

• Mandatory for entry into Montenegro (border officials may check).
• It is better to obtain extended insurance covering COVID-19 and emergency evacuation.

What to Do If You Get Sick?

• Mild cases (cold, allergy) – pharmacies (apoteka), many medications are sold without a prescription.
• Doctor’s consultation – you can visit a private clinic (consultation fee – €30-60).
• Emergency services – call 124 (free, but there may be delays).

Dentistry and Aesthetic Medicine

• Montenegro is popular for dental tourism (prices are 30-50% lower than in the EU).
• Many clinics offer aesthetic medicine (facial cleansing, Botox, body contouring).

3. Pros and Cons of Healthcare in Montenegro

✔ Affordable prices (cheaper than in Croatia or Italy).
✔ Good specialists (many doctors trained in Europe).
✔ Quick access to private clinics (without long queues).

✖ Shortage of doctors in public institutions (especially during the season).
✖ Limited capabilities for complex surgeries (better to go to Serbia or the EU).

4. Tips for Tourists

🔹 Always have insurance.
🔹 Bring a first-aid kit (especially if you need specific medications).
🔹 In emergencies, call 112 (single emergency number).

Conclusion

Healthcare in Montenegro is quite reliable for basic treatment, but for complex cases, it is better to opt for private clinics or travel to neighboring countries. The main thing is to obtain good insurance and know where to seek help!